Tuesday, January 22, 2019

It's Hard to Teach an Old Dog New Tricks

Last week our credit card got compromised. Someone spent $1000 on "Professional Services" and it wasn't us. So I made the call to the credit card company and after a few questions, the card was cancelled. We'll get a new one in 3-5 business days. In the meantime, I don't know how to proceed.

I didn't realize how much we used our credit card. We use it whenever possible to rack up points for airline tickets and we have been able to fund several trips this way. We pay it off each month, so it is not a problem financially and it is a great convenience. To streamline things, we don't have another general card, so, I am finding it hard to function. I tried to return something and they waned to put it back on the card. Nope. Store credit instead--a big deal taking way too long. Order more cat food. Nope. Buy somethings for basement work. Difficult. A trip to the ATM for a large amount of cash--more than I'm comfortable carrying around. Groceries. Watch what we buy so we buy only what we have cash for. And this list goes on.

If we don't get the new card promptly, I wonder if we will have to break out the checkbook. It seems like years since I've seen someone pay at a register with a check. I wonder if the cashiers will know what to do with it. Or if the younger ones will even know what it is. Yesterday our young cashier couldn't understand that our credit card didn't come from the same bank as our savings and checking accounts. I'm not sure she understood the difference between a debit card and a credit card.

So until the new card comes, we'll be cutting back on our purchases. While we're not big spenders, that's probably not a bad thing. Then the fun begins. Changing all of our accounts to the new number. I hope whoever stole our numbers enjoyed their "Professional Services".